For Investment Planning we make recommendations based upon the Whole of Market. The levels and bases of taxation are subject to change. Information provided on this site in relation to tax, pension & Investment issues in the UK, Australia and New Zealand are based upon our current understanding. Related legislation and tax rates are subject to change at any time by the respective governments and authorities of both countries. The guidance provided within this website, as it relates to the UK is subject to the UK regulatory regime. This site does not confer any form of personalised financial advice and is intended for general information only. Should you wish to receive specific financial advice please contact us. Prism Xpat is a trading style of Xpat Limited which is authorised and regulated by the UK Financial Conduct Authority. Xpat Ltd is entered on the FCA register under reference 459255. Xpat Limited is a Company Registered in England and Wales, number 4620989. Registered office address is Swatton Barn, Badbury, Swindon, Wiltshire SN4 0EU, United Kingdom.