What is an actuary?

Actuaries are the only profession allowed (by law in the UK) to calculate Cash Equivalent Transfer Values (CETVs). CETV’s are the lump sum figures that a final salary scheme quotes you should you wish to transfer out of the scheme (for example if you want to transfer your scheme abroad).

The fact that our specialists are qualified Actuaries and financial advisers means that we can add a high level of expertise to any pension transfer analysis. This helps us to determine the fairness of your transfer value,and allows us to know whether a transfer of your final salary benefits abroad is actually in your best financial interests.

Prism Xpat do not provide stand alone actuarial services to clients, but have qualified actuarial staff who provide input into your pension transfer process.

The Financial Services Authority does not regulate actuarial services.

Expat finance

For Investment Planning we make recommendations based upon the Whole of Market. The levels and bases of taxation are subject to change. Information provided on this site in relation to tax, pension & Investment issues in both Australia and New Zealand is based upon our current understanding. Related legislation and tax rates are subject to change at any time by the respective governments and authorities of both countries. The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. This site does not confer any form of personalised financial advice, should you wish to receive specific financial advice please contact us. PRISM XPAT is a trading style of Xpat Limited which is authorised and regulated by the Financial Services Authority. Xpat Ltd is entered on the FSA register under reference 459255.