Good advice, wherever your adventure takes you

We’ve already helped 10,000 people live their dreams, from the UK to Australia to New Zealand to Singapore.

Qualified to provide advice across more than 20 countries (excluding the US), our teams are on the ground and ready to help you optimise your finances from a global perspective.


United Kingdom

The UK financial year runs from 6 April to 5 April the following year. From our UK headquarters, Prism Xpat works with UK nationals who require UK pension and financial assistance, UK nationals who have emigrated abroad and expatriates resident in the UK.

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Australia / New Zealand

The Australian tax year runs from 1st July to 30th June. The New Zealand tax year runs from 1 April to 31st March. Pre retirement, Australia has very few tax free products which can be used in financial planning.

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The tax year in Canada runs from 1 April to 31 March.
The Canadian financial services sector is very well developed with the Bank of Canada maintaining responsibility for monetary policy, and promoting the stability and safe and efficient operation of Canadian financial institutions.

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South Africa

The tax year in South Africa runs from 1 March to 28 February. The financial services sector is well developed with a wide selection of innovative products on offer to consumers backed by a sound regulatory and legal framework.

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Singapore’s financial year runs from 1 April to 31 March.
Singapore’s financial system for savings and investment is centred on the Central Provident Fund which is a compulsory employment based savings scheme for permanent residents of Singapore as well as working Singaporeans.

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Malta / Gibraltar

Gibraltar and Malta are two of the main international pension jurisdictions. Any UK pension scheme transferred to an international pension plan should ideally be held in a jurisdiction which is financially secure, has a good reputation and has low political and regulatory risk.

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Rest of the World

Due to the nature of our business with clients located in both the UK and abroad, Prism Xpat has experience dealing with products in multiple jurisdictions. In addition to having worked with clients across borders on a continual basis for over 10 years, Prism Xpat has the systems and processes in place to work with you as a foreign national.

We are prepared to work with people from most jurisdictions, however do not advise US nationals.

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