Worked in a few different jobs? You might actually have multiple pension funds in the UK – all you need to do is track them down.
It may be possible to cash out your UK pension scheme before you reach retirement age.
Get your free UK transfer assessment and see if you can benefit.
With offices both in the UK, and your new home. Our advisors work together globally to give you the best advice with the least fuss.
I was very happy with every aspect of our work together. Your staff were always helpful.
Always very thorough; succeeded in getting my pension transferred in a tight timeframe despite bureaucratic delays on the part of the UK pension fund.
I had made contact with several pension transfer advisory sites and service providers. Each had carried out some initial analyses and had provided a budgetary proposal and scope of work. I was about to decide on one when I made contact with Prism Xpat. The detailed and thorough explanation of both the challenge and certainty of the solution from end to end, as part of a complete service convinced me to take them as my advisors in this matter.
Prism Xpat's service was very good overall. I would not hesitate to recommend them to others in the future.
The advice on what options were available was well presented enabling us to choose the most suitable plan. The process and associated risks and advantages at each stage were well explained which resulted in maximum transfer value and maximising income from funds remaining in the UK. Prism's willing consultation with our UK financial adviser on alternative strategies provided additional benefits. The recommendation for our Australian adviser was excellent. Prism's firm but no doubt time-consuming dealing with uncooperative UK fund provider Axa eventually produced the required outcome. The successive changes in legislation by both UK and Australian governments relating to Super Fund transfers were successfully navigated by Prism. Thank you for your hard work.
A first class experience from beginning to end. Any expat looking for help to negotiate a potentially tortuous transfer process for their retirement funds could not do better in our opinion than to be guided by Darion and his team. A massive “thank you” from us.
Darion is an outstanding technical expert in his field, and brings genuine intellect and ideas to the complex issues facing expatriates. In the many years I have dealt with him, I have admired his sincere concern for each client's circumstances and his ability to master the nuances of multiple legal regimes and tax codes.
Of greatest importance to me was the friendliness of the staff and their ability to communicate sometimes quite complex issues. I was never made to feel under pressure to make a decision and always knew I could ask for more help if needed. I have received excellent service and would not hesitate to recommend this organisation.
Pensions seem to be a bit of a Black Art, however the concepts were explained well to us in the initial meeting and subsequently.
They knew what they were talking about. People are told different things from so many people and it gets confusing… they’ve made things a lot clearer!
When considering UK pension schemes, there are two main types: 1. Final salary or defined benefit schemes (FS). The value of your entitlement under this type of pension scheme is based on a set formula determined by the UK pension scheme trustees. The formula is......
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Ever since UK Chancellor Philip Hammond announced, in his spring Budget on 8 March, that a new 25% charge, taking effect the next day, would be levied on most overseas pension transfers, there’ve been no shortage of predictions of the virtual end of the pension......
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International Investment magazine profiled Prism Xpat and its CEO as the feature of its October 2016 edition. Britons emigrating to Australia don’t always realise it, but before heading for the airport they need to do more than simply buy a one-way ticket to Sydney, and......
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The Australian government has announced wide-ranging pension reforms that are already being likened in scale to UK chancellor George Osborne’s radical pension freedom changes. Treasurer Scott Morrison, in his first budget on 3 May, set out an alteration to the amount that can be contributed......
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